Tech

Phone Security Settings Most People Never Touch

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Smartphone screen showing security and privacy settings menu with toggle switches and lock icons.

Key Takeaways

Your phone has meaningful security settings that most people never open or review.
App permissions, lock screen settings, and backup encryption are among the most overlooked controls.
A regular check-in — even once a year — can reduce your exposure to data loss or unauthorized access.
Both Android and iPhone offer these protections; exact menu paths differ but the options are comparable.
Enabling two-factor authentication on your device account is one of the highest-impact steps you can take.
20–45 min

Summary

18 items · 20–45 minutes

Why These Settings Get Ignored

Most people set up a new phone once and never revisit the security menu. That's understandable — the settings app isn't exactly inviting, and phone makers don't highlight these options the way they do cameras or battery life. But your phone holds your email, banking apps, photos, passwords, and location history. Treating its security as a one-time setup is a bit like locking your front door when you move in and never checking whether the lock still works.

This checklist is a practical audit, not a technical deep-dive. Work through it at your own pace. You don't need to change everything — some settings will already be right for you — but you should know what each one does before deciding. For a broader look at what's happening under the hood of your device, our full smartphone explainer is a useful companion.

Required

Your Phone's Settings App

The built-in settings menu is where every item in this checklist lives — no additional software required.

Required

Your Device Account (Apple ID or Google Account)

Access your account portal online to review connected devices, active sessions, and two-factor authentication status.

Optional

A Password Manager

Helps you create and store strong, unique passwords for every app and account on your phone.

The Security Settings Checklist

Work through each group below. Settings menus vary by manufacturer and operating system version, but the categories are consistent across Android and iPhone. Search your settings app by keyword if you can't find a specific option.

Lock Screen & Biometrics

Set a strong PIN or passcode — at least 6 digits — rather than a 4-digit code or swipe pattern. Must
Enable Face ID, fingerprint unlock, or another biometric as a convenient layer on top of your passcode, not instead of it. Must
Review what's visible on your lock screen — notifications that preview message content or email subjects can expose sensitive information to anyone who picks up your phone. Should
Set your screen to auto-lock after 30 seconds to 1 minute of inactivity to limit the window of access if your phone is left unattended. Should

App Permissions

Open Settings > Privacy (iPhone) or Settings > Apps (Android) and audit which apps have access to your location — revoke access for any app that doesn't genuinely need it. Must
Check microphone and camera permissions and restrict them to apps that have a clear, obvious reason to need them. Must
For location-enabled apps, choose 'While Using' rather than 'Always' unless there is a compelling reason for background access. Should
Review contact and calendar access — many apps request these permissions without needing them for their core function. Should

Account & Device Security

Confirm that two-factor authentication is enabled on your Apple ID or Google account — this protects your entire device backup and purchase history. Must
Enable automatic OS updates so critical security patches are applied without requiring you to remember to do it manually. Must
Check that Find My (iPhone) or Find My Device (Android) is turned on — this allows you to locate, lock, or erase your phone remotely if it's lost or stolen. Must
Review the list of devices signed into your account and remove any you no longer use or don't recognize. Should

Backup & Data Protection

Verify that automatic cloud backup is enabled and that a recent backup exists — check the timestamp in iCloud or Google One settings. Must
Enable encrypted backups if you back up to a computer; on iPhone this requires checking 'Encrypt local backup' in Finder or iTunes. Should
Turn on the 'Erase data after failed attempts' option (available on iPhone) if you carry sensitive work or financial data on your device. Nice to have

Network & Connectivity

Disable automatic connection to open Wi-Fi networks — your phone should ask before joining a network it hasn't seen before. Must
Turn off Bluetooth when you're not actively using it, particularly in crowded public spaces, to reduce exposure to proximity-based attacks. Nice to have
Review which apps have access to your Wi-Fi or local network data in your privacy settings and restrict as appropriate. Should

Changing Some Settings Can Lock You Out

Before enabling options like 'Erase after failed attempts' or changing your Apple ID or Google account password, make sure you know your current credentials and have a recent backup. If you forget a passcode after enabling stricter security, recovery options are limited and can result in data loss. When in doubt, create a backup first.

If you share your phone with a child or want to understand what platforms are doing with your data, see our guide to parental controls and social media privacy settings by platform.

What to Do After the Audit

Once you've worked through the checklist, a few follow-up steps are worth taking. If you discovered that your device account — your Apple ID or Google account — lacks two-factor authentication, address that first. Two-factor authentication is the single most effective barrier against unauthorized account access, even if someone knows your password.

Next, consider your passwords. Many people reuse the same one across multiple services. Common password habits that leave accounts vulnerable explains why this is risky and how to shift away from it without a major overhaul.

Finally, your browser on mobile deserves attention too. Browser privacy settings worth switching on covers adjustments that reduce tracking across your everyday web use. Revisit this checklist every six to twelve months — OS updates sometimes reset or introduce new settings that are worth reviewing again.

Don't Skip the Account-Level Security

The settings on your phone itself matter, but the account tied to it — your Apple ID or Google account — is often the more valuable target. Someone who gains access to that account can remotely access your backups, contacts, and purchase history even without holding your physical phone. Treat that account's password and two-factor settings as the foundation everything else builds on.

This article provides general technology information for educational purposes only. Security features and menu paths vary by device, operating system version, and manufacturer. Verify settings on your specific device.

Tech Editorial Team is the collective byline for our editorial team and contributor network. Articles published under this byline or an editorial pen name are researched, written, and reviewed according to our editorial standards for clarity, consistency, and independence before publication.

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